I won't lie to you, this story sort of disgusted me. I'm sure that was the purpose. Imagine seeing a cute little 11 year old girl. Then imagine planning to marry her. I shouldn't use the word "plan". Scheme would be better. Connive.
Having a narrator was just a way of telling the story, he plays no part in the story except as an observer. He went to a Christmas party, got bored with no one to talk to, and watched some children play. One of them was a pretty little 11 year old girl. It came out that the father had already set aside a large amount of money for her dowry.